Our money-back warranty is easy to understand and is the best in the business. In order for the warranty to apply, you must have at least four negatives on the credit report at the time of sign-up, and may not have used a credit repair agency nor attempted to repair his or her credit in the past two years. Unpaid collections and unpaid charge-offs do not qualify for the warranty and are not included. Client also agrees to send updated reports from each of the three credit bureaus to us within 5 days of receipt. Updated reports should be received by the client every 15-45 days. It is the client's responsibility to make us aware when the client has not received updated reports in this period.

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Average FICO scores are taken from myfico.com and reflect average national rates as of 8/29/06.

The Savings Calculator by no means is meant to guarantee your savings, only to illustrate your savings based on our average results.
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